Lenders prefer applicants who have been responsible borrowers for at least five years.

放款機構偏好至少五年來信用良好的借款申請人。

Our credit card team rewards responsible customers with lower interest rates and higher limits.

我們的信用卡團隊會以較低利率和較高額度回饋信用良好的客戶。

The landlord approved her rental application after seeing she was responsible with past payments.

房東看到她過去繳款紀錄良好、信用可靠後，便核准了她的租屋申請。